Are you Concerned about Long Term Care?
This is a very topical subject, and there are several things that you are able to do to help protect you family home to pass to children.
After all the years of paying for the mortgage the home is finally yours and to have it sold to pay for care fees is heart breaking.
However this does happen, but there are some very important things that you can do to prevent this from happening. We can advise on the best way forward for you depending on your individual and family circumstances.
No two situations are the same and we do not believe in one solution for every situation.
We take great care in getting to know your family structure, taking into account your assets, savings and what you ultimately would like to achieve before we recommend the best course of action.
We take pride in our efforts to ensure that all of our clients are treated with the very best duty of care.
The property protection trust is one of the options to help protect your family home, we can explain in very easy language just what is involved.
These also have the added benefit of ensuring that your share of the property goes to your children after you have passed and in the event of a remarriage by the surviving spouse the trust helps protect your children from losing out and receiving what is rightfully theirs.
This is known as avoiding sideways disinheritance.
There are other Trusts that can be put in place and only when a full exchange of information has taken place can an informed decision be made as to the best way forward.
Have you heard of Pay Zero Care Fees?
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Thank you for reading our post, please feel free to contact us if you want to discuss anything.
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